Is Shingle Replacement & Roof Replacement Covered by Insurance in Whitby?
Full tear-off and re-shingle with laminated architectural shingles and a lifetime workmanship warranty. How Ontario insurers treat this claim in Whitby.
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Insurance — Shingle Replacement in Whitby
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Whitby claims.
What's included
- ✓ Full tear-off to the deck — no overlays
- ✓ Ice-and-water shield on all eaves + valleys
- ✓ Synthetic underlayment, not old-school felt
- ✓ Lifetime shingle + 25-year workmanship warranty
- 1. Tear off old shingles, inspect deck for rot
- 2. Install ice-and-water + synthetic underlayment
- 3. New drip edge, valleys, flashing, ridge vent
- 4. Lay new architectural shingles, cleanup magnet-sweep
Insurance FAQ — Whitby
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
Do you work weekends?+
Saturday slots book out weeks in advance. Sunday is emergency-only. Book early for weekends.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Can I finance the work?+
Yes. 0% promo financing is available on qualifying projects — approvals in minutes with no credit pull.
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Book insurance — Shingle Replacement in Whitby
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