Is Roof Cleaning Covered by Insurance in Cobourg?
Soft-wash roof cleaning that lifts algae, moss, and lichen without pressure-blasting your shingles. How Ontario insurers treat this claim in Cobourg.
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Insurance — Roof Cleaning in Cobourg
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Cobourg claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
What's included
- ✓ Soft-wash only — no shingle damage
- ✓ Shingle-manufacturer approved chemistry
- ✓ Zinc strip installed to slow regrowth
- ✓ 5-year no-return guarantee
- 1. Protect landscaping and downspouts
- 2. Apply soft-wash biocide, dwell 15 min
- 3. Rinse with low-pressure fan spray
- 4. Install zinc strip at ridge
Insurance FAQ — Cobourg
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Do you charge for the quote?+
No. Written quotes are free, no obligation, no hard sell — even for major masonry work.
Are your quotes really fixed?+
Yes. Every written quote is fixed — we absorb the risk if the job runs long. That's the whole point of certified pricing.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
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Book insurance — Roof Cleaning in Cobourg
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