
Is Roof Moss & Algae Treatment Covered by Insurance in Lincoln?
Kill and prevent the black streaks (Gloeocapsa magma) and moss patches that shorten Toronto shingle life. How Ontario insurers treat this claim in Lincoln.
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Insurance — Moss Treatment in Lincoln
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Lincoln claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
What's included
- ✓ Kills the algae at the root
- ✓ Removes moss patches by hand — no scraping
- ✓ Zinc strip prevents 8–10 years of regrowth
- ✓ Extends shingle life by ~30%
- 1. Apply shingle-safe algaecide, dwell 20 min
- 2. Hand-brush any moss patches
- 3. Rinse with low-pressure fan spray
- 4. Install continuous zinc strip at ridge
Insurance FAQ — Lincoln
Can I get a quote without a site visit?+
For most standard services, yes — three photos and your postal code is enough for a firm written number.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
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Book insurance — Moss Treatment in Lincoln
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