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Toronto Chimney ProsWinter MMXXVI
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Hamilton · Insurance · From $349

Is Roof Moss & Algae Treatment Covered by Insurance in Hamilton?

Kill and prevent the black streaks (Gloeocapsa magma) and moss patches that shorten Toronto shingle life. How Ontario insurers treat this claim in Hamilton.

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Insurance

Insurance — Moss Treatment in Hamilton

Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.

The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.

Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Hamilton claims.

Scope

What's included

  • Kills the algae at the root
  • Removes moss patches by hand — no scraping
  • Zinc strip prevents 8–10 years of regrowth
  • Extends shingle life by ~30%
  1. 1. Apply shingle-safe algaecide, dwell 20 min
  2. 2. Hand-brush any moss patches
  3. 3. Rinse with low-pressure fan spray
  4. 4. Install continuous zinc strip at ridge
FAQ

Insurance FAQ — Hamilton

Do you carry insurance?+

$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.

Can I get a quote without a site visit?+

For most standard services, yes — three photos and your postal code is enough for a firm written number.

Can I finance the work?+

Yes. 0% promo financing is available on qualifying projects — approvals in minutes with no credit pull.

Do you offer a warranty?+

Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.

Do you handle insurance paperwork?+

Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.

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