Is Roof Moss & Algae Treatment Covered by Insurance in Cobourg?
Kill and prevent the black streaks (Gloeocapsa magma) and moss patches that shorten Toronto shingle life. How Ontario insurers treat this claim in Cobourg.
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Insurance — Moss Treatment in Cobourg
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Cobourg claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
What's included
- ✓ Kills the algae at the root
- ✓ Removes moss patches by hand — no scraping
- ✓ Zinc strip prevents 8–10 years of regrowth
- ✓ Extends shingle life by ~30%
- 1. Apply shingle-safe algaecide, dwell 20 min
- 2. Hand-brush any moss patches
- 3. Rinse with low-pressure fan spray
- 4. Install continuous zinc strip at ridge
Insurance FAQ — Cobourg
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
Can I finance the work?+
Yes. 0% promo financing is available on qualifying projects — approvals in minutes with no credit pull.
Do you work weekends?+
Saturday slots book out weeks in advance. Sunday is emergency-only. Book early for weekends.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
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Book insurance — Moss Treatment in Cobourg
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