Is Roof Moss & Algae Treatment Covered by Insurance in Clarington?
Kill and prevent the black streaks (Gloeocapsa magma) and moss patches that shorten Toronto shingle life. Covered or maintenance? The Clarington answer, before you file.
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Insurance — Moss Treatment in Clarington
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Clarington claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
What's included
- ✓ Kills the algae at the root
- ✓ Removes moss patches by hand — no scraping
- ✓ Zinc strip prevents 8–10 years of regrowth
- ✓ Extends shingle life by ~30%
- 1. Apply shingle-safe algaecide, dwell 20 min
- 2. Hand-brush any moss patches
- 3. Rinse with low-pressure fan spray
- 4. Install continuous zinc strip at ridge
Insurance FAQ — Clarington
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Are your quotes really fixed?+
Yes. Every written quote is fixed — we absorb the risk if the job runs long. That's the whole point of certified pricing.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
Can I finance the work?+
Yes. 0% promo financing is available on qualifying projects — approvals in minutes with no credit pull.
Can I get a quote without a site visit?+
For most standard services, yes — three photos and your postal code is enough for a firm written number.
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Book insurance — Moss Treatment in Clarington
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