Is Roof Moss & Algae Treatment Covered by Insurance in Cambridge?
Kill and prevent the black streaks (Gloeocapsa magma) and moss patches that shorten Toronto shingle life. Covered or maintenance? The Cambridge answer, before you file.
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Insurance — Moss Treatment in Cambridge
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Cambridge claims.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
What's included
- ✓ Kills the algae at the root
- ✓ Removes moss patches by hand — no scraping
- ✓ Zinc strip prevents 8–10 years of regrowth
- ✓ Extends shingle life by ~30%
- 1. Apply shingle-safe algaecide, dwell 20 min
- 2. Hand-brush any moss patches
- 3. Rinse with low-pressure fan spray
- 4. Install continuous zinc strip at ridge
Insurance FAQ — Cambridge
Are your quotes really fixed?+
Yes. Every written quote is fixed — we absorb the risk if the job runs long. That's the whole point of certified pricing.
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
Do you charge for the quote?+
No. Written quotes are free, no obligation, no hard sell — even for major masonry work.
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Book insurance — Moss Treatment in Cambridge
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