Is Emergency Roof Tarp Covered by Insurance in Richmond Hill?
Same-day emergency roof tarping after storm damage or fallen trees — stops the leak until permanent repair. How Ontario insurers treat this claim in Richmond Hill.
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Insurance — Emergency Tarp in Richmond Hill
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Richmond Hill claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
What's included
- ✓ Same-day response, 7 days a week
- ✓ 6-mil reinforced poly tarp, screwed to furring
- ✓ Insurance photo documentation
- ✓ Tarp cost credited toward permanent repair
- 1. Assess damage, photograph for insurance
- 2. Deploy 6-mil poly over damaged area
- 3. Secure with 2×3 furring, screw to sheathing
- 4. Return for permanent repair once safe
Insurance FAQ — Richmond Hill
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Do you charge for the quote?+
No. Written quotes are free, no obligation, no hard sell — even for major masonry work.
How fast can you book me in?+
Same-week is standard across the GTA. Same-day is available if you book before 11 AM most weekdays.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
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Book insurance — Emergency Tarp in Richmond Hill
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