Is Emergency Roof Tarp Covered by Insurance in Niagara-on-the-Lake?
Same-day emergency roof tarping after storm damage or fallen trees — stops the leak until permanent repair. What adjusters ask for — and the photos that get claims paid.
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Insurance — Emergency Tarp in Niagara-on-the-Lake
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Niagara-on-the-Lake claims.
What's included
- ✓ Same-day response, 7 days a week
- ✓ 6-mil reinforced poly tarp, screwed to furring
- ✓ Insurance photo documentation
- ✓ Tarp cost credited toward permanent repair
- 1. Assess damage, photograph for insurance
- 2. Deploy 6-mil poly over damaged area
- 3. Secure with 2×3 furring, screw to sheathing
- 4. Return for permanent repair once safe
Insurance FAQ — Niagara-on-the-Lake
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Do you work weekends?+
Saturday slots book out weeks in advance. Sunday is emergency-only. Book early for weekends.
Are your quotes really fixed?+
Yes. Every written quote is fixed — we absorb the risk if the job runs long. That's the whole point of certified pricing.
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
Can I get a quote without a site visit?+
For most standard services, yes — three photos and your postal code is enough for a firm written number.
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Book insurance — Emergency Tarp in Niagara-on-the-Lake
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