Is Chimney Repointing & Brick Repair Covered by Insurance in Newmarket?
Joint raking and repointing with matched mortar — the fix that stops freeze-thaw before a rebuild is needed. Covered or maintenance? The Newmarket answer, before you file.
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Insurance — Repointing in Newmarket
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Newmarket claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
What's included
- ✓ Joints raked to proper depth, not skim-coated
- ✓ Mortar type and colour matched to the original
- ✓ Weather-struck tooling that sheds water
- ✓ Optional breathable water repellent to finish
- 1. Mortar analysis and joint depth survey
- 2. Rake joints to 3/4 inch with dustless grinders
- 3. Repoint in lifts with matched mortar
- 4. Tool, brush, cure, and optional repellent coat
Insurance FAQ — Newmarket
Can I get a quote without a site visit?+
For most standard services, yes — three photos and your postal code is enough for a firm written number.
Are your quotes really fixed?+
Yes. Every written quote is fixed — we absorb the risk if the job runs long. That's the whole point of certified pricing.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
How fast can you book me in?+
Same-week is standard across the GTA. Same-day is available if you book before 11 AM most weekdays.
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Insurance in nearby cities
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Book insurance — Repointing in Newmarket
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