Is Chimney Repointing & Brick Repair Covered by Insurance in Caledon?
Joint raking and repointing with matched mortar — the fix that stops freeze-thaw before a rebuild is needed. How Ontario insurers treat this claim in Caledon.
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Insurance — Repointing in Caledon
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Caledon claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
What's included
- ✓ Joints raked to proper depth, not skim-coated
- ✓ Mortar type and colour matched to the original
- ✓ Weather-struck tooling that sheds water
- ✓ Optional breathable water repellent to finish
- 1. Mortar analysis and joint depth survey
- 2. Rake joints to 3/4 inch with dustless grinders
- 3. Repoint in lifts with matched mortar
- 4. Tool, brush, cure, and optional repellent coat
Insurance FAQ — Caledon
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Do you charge for the quote?+
No. Written quotes are free, no obligation, no hard sell — even for major masonry work.
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
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Book insurance — Repointing in Caledon
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