Is Chimney Liner Installation Covered by Insurance in Innisfil?
UL-listed stainless-steel liner installations that bring old chimneys up to modern safety code. Covered or maintenance? The Innisfil answer, before you file.
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Insurance — Liner Install in Innisfil
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Innisfil claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
What's included
- ✓ UL 1777 listed 316Ti stainless liners
- ✓ Lifetime transferable warranty
- ✓ Required for most modern high-efficiency inserts
- ✓ Insurance-approved installation
- 1. Camera scan and measurement of the existing flue
- 2. Custom-cut liner sized to appliance BTU
- 3. Insulation-wrapped install top to bottom
- 4. New cap and top-plate installation
Insurance FAQ — Innisfil
Do you charge for the quote?+
No. Written quotes are free, no obligation, no hard sell — even for major masonry work.
Are your quotes really fixed?+
Yes. Every written quote is fixed — we absorb the risk if the job runs long. That's the whole point of certified pricing.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
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Book insurance — Liner Install in Innisfil
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