Is Chimney Inspection Covered by Insurance in Toronto?
Camera-assisted Level 1 and Level 2 inspections identifying safety hazards before they cost you. Covered or maintenance? The Toronto answer, before you file.
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Insurance — Inspection in Toronto
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Toronto claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
What's included
- ✓ CSIA Level 1 & Level 2 inspections
- ✓ HD video documentation of the flue interior
- ✓ Written report accepted by insurers and lenders
- ✓ Same-day scheduling for real-estate deadlines
- 1. Exterior review of crown, cap, flashing, and masonry
- 2. Interior firebox, damper, and smoke chamber check
- 3. Camera scan of the full liner
- 4. Written report with photos and prioritised repairs
Insurance FAQ — Toronto
How fast can you book me in?+
Same-week is standard across the GTA. Same-day is available if you book before 11 AM most weekdays.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
Do you carry insurance?+
$5M general liability plus WSIB coverage on every crew. Both certificates are emailed before we set foot on site.
Can I get a quote without a site visit?+
For most standard services, yes — three photos and your postal code is enough for a firm written number.
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
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Book insurance — Inspection in Toronto
Free written quotes. Same-week booking across the GTA.
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Service · urgency · contact. A chimney expert replies in under 15 minutes.
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