Is Chimney Flashing Repair Covered by Insurance in Whitby?
Step and counter-flashing replacement — the fix for the most common chimney leak in the GTA. Covered or maintenance? The Whitby answer, before you file.
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Insurance — Flashing Repair in Whitby
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Whitby claims.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
What's included
- ✓ Saw-cut reglet counter-flashing, not surface caulk
- ✓ New step flashing woven into each shingle course
- ✓ Aluminum, copper, or lead-coated options
- ✓ Warrantied against water entry for 5 years
- 1. Strip failed flashing and clean the masonry joint
- 2. Cut a reglet into the mortar joint at the correct height
- 3. Install step flashing and set counter-flashing into the cut
- 4. Wedge, seal, and hose-test the assembly
Insurance FAQ — Whitby
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
Are your quotes really fixed?+
Yes. Every written quote is fixed — we absorb the risk if the job runs long. That's the whole point of certified pricing.
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Do you work weekends?+
Saturday slots book out weeks in advance. Sunday is emergency-only. Book early for weekends.
Can I get a quote without a site visit?+
For most standard services, yes — three photos and your postal code is enough for a firm written number.
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Book insurance — Flashing Repair in Whitby
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