Is Chimney Flashing Repair Covered by Insurance in Richmond Hill?
Step and counter-flashing replacement — the fix for the most common chimney leak in the GTA. What adjusters ask for — and the photos that get claims paid.
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Insurance — Flashing Repair in Richmond Hill
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Richmond Hill claims.
What's included
- ✓ Saw-cut reglet counter-flashing, not surface caulk
- ✓ New step flashing woven into each shingle course
- ✓ Aluminum, copper, or lead-coated options
- ✓ Warrantied against water entry for 5 years
- 1. Strip failed flashing and clean the masonry joint
- 2. Cut a reglet into the mortar joint at the correct height
- 3. Install step flashing and set counter-flashing into the cut
- 4. Wedge, seal, and hose-test the assembly
Insurance FAQ — Richmond Hill
Are your quotes really fixed?+
Yes. Every written quote is fixed — we absorb the risk if the job runs long. That's the whole point of certified pricing.
Do you work weekends?+
Saturday slots book out weeks in advance. Sunday is emergency-only. Book early for weekends.
Do you charge for the quote?+
No. Written quotes are free, no obligation, no hard sell — even for major masonry work.
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
Can I get a quote without a site visit?+
For most standard services, yes — three photos and your postal code is enough for a firm written number.
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Book insurance — Flashing Repair in Richmond Hill
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Service · urgency · contact. A chimney expert replies in under 15 minutes.
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