Is Chimney Flashing Repair Covered by Insurance in Kawartha Lakes?
Step and counter-flashing replacement — the fix for the most common chimney leak in the GTA. Covered or maintenance? The Kawartha Lakes answer, before you file.
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Insurance — Flashing Repair in Kawartha Lakes
Never dispose of failed material before the adjuster has seen it — that alone sinks a large share of Kawartha Lakes claims.
Ontario carriers cover sudden and accidental damage — storm, fire, impact. Gradual deterioration is treated as maintenance and is not covered.
The claims that get paid have dated photos, a written cause-of-loss opinion, and an itemised scope. We produce all three.
What's included
- ✓ Saw-cut reglet counter-flashing, not surface caulk
- ✓ New step flashing woven into each shingle course
- ✓ Aluminum, copper, or lead-coated options
- ✓ Warrantied against water entry for 5 years
- 1. Strip failed flashing and clean the masonry joint
- 2. Cut a reglet into the mortar joint at the correct height
- 3. Install step flashing and set counter-flashing into the cut
- 4. Wedge, seal, and hose-test the assembly
Insurance FAQ — Kawartha Lakes
Do you work weekends?+
Saturday slots book out weeks in advance. Sunday is emergency-only. Book early for weekends.
Do you handle insurance paperwork?+
Yes. We photograph, document, and email inspection reports in the format Ontario insurers accept.
Do you offer a warranty?+
Every job carries a 5-year workmanship warranty. Parts carry the manufacturer's warranty on top.
How fast can you book me in?+
Same-week is standard across the GTA. Same-day is available if you book before 11 AM most weekdays.
Is your team certified?+
Every technician is WETT SITE-Basic certified at minimum, with lead inspectors carrying SITE-Comprehensive credentials plus CSIA training.
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Book insurance — Flashing Repair in Kawartha Lakes
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