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Ice Dam Risk Map · Winter 2026 · Kawartha Lakes

Kawartha Lakes Ice Dam Risk Map — Where Roofs Freeze First

TL;DR

In Kawartha Lakes, ice dams form when attic heat melts snow that refreezes at the cold eave. High-risk zones share three traits: 1½-story rooflines, under-insulated attics (R-30 or lower), and undersized eavestroughs. Fixes: seal attic bypasses, add R-60 insulation, install heat cable at problem eaves, and upsize downspouts to 3"×4". Same-week diagnostic + estimate available across Kawartha Lakes.

Call (437) 475-3344

Why ice dams are a Kawartha Lakes problem

Kawartha Lakes sits in a freeze-thaw corridor — daytime highs above 0°C and overnight lows well below. That cycle is the exact condition ice dams need. A warm attic melts the snow layer against the roof deck; the meltwater runs to the unheated eave; it refreezes into a dam; the next melt pushes water uphill under the shingles. Damage shows up as ceiling stains, peeling paint at the top of exterior walls, and rot at the fascia.

Homes built before the 1990 Ontario Building Code update are the most at risk — those attics were insulated to roughly R-20 and rarely had continuous soffit-to-ridge venting. Newer builds fail when pot lights, bath fans, or attic hatches leak warm air into the attic.

The four-step permanent fix

  1. Seal. Air-seal every attic bypass — pot lights, top plates, plumbing stacks, bath fan boots.
  2. Insulate. Blow cellulose to R-60 (about 16 inches) across the entire attic floor.
  3. Vent. Continuous soffit intake plus ridge exhaust — 1 sq ft NFA per 300 sq ft of attic floor.
  4. Drain. 5" or 6" K-style eavestrough, 3"×4" downspouts, and heat cable on chronic-dam eaves.

Kawartha Lakes pricing snapshot

  • Ice-dam steam removal (emergency): $450–$950 per visit
  • Heat cable install (40 ft eave + downspout): $600–$1,100
  • Attic air-sealing + top-up to R-60: $2,800–$4,200
  • Full gutter replacement (2-storey detached): $2,400–$4,800

Neighborhood-by-neighborhood in Kawartha Lakes

Ice dam risk isn't uniform across Kawartha Lakes. Older housing stock, tree cover, and lot exposure to prevailing northwest winds all shift the risk profile. Below: risk read-outs for the neighborhoods we service most.

Kawartha Lakes

Lindsay

  • Risk band: Moderate — driven by 1½-storey builds and long eaves.
  • Typical fix in Lindsay: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Lindsay through March.
  • Free 30-minute attic + roof assessment for Lindsay homeowners this winter.
Kawartha Lakes

Bobcaygeon

  • Risk band: High — driven by 1½-storey builds and long eaves.
  • Typical fix in Bobcaygeon: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Bobcaygeon through March.
  • Free 30-minute attic + roof assessment for Bobcaygeon homeowners this winter.
Kawartha Lakes

Fenelon Falls

  • Risk band: Elevated — driven by 1½-storey builds and long eaves.
  • Typical fix in Fenelon Falls: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Fenelon Falls through March.
  • Free 30-minute attic + roof assessment for Fenelon Falls homeowners this winter.
Kawartha Lakes

Omemee

  • Risk band: High — driven by 1½-storey builds and long eaves.
  • Typical fix in Omemee: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Omemee through March.
  • Free 30-minute attic + roof assessment for Omemee homeowners this winter.
Kawartha Lakes

Little Britain

  • Risk band: Elevated — driven by 1½-storey builds and long eaves.
  • Typical fix in Little Britain: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Little Britain through March.
  • Free 30-minute attic + roof assessment for Little Britain homeowners this winter.
Kawartha Lakes

Woodville

  • Risk band: Moderate — driven by 1½-storey builds and long eaves.
  • Typical fix in Woodville: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Woodville through March.
  • Free 30-minute attic + roof assessment for Woodville homeowners this winter.
Kawartha Lakes

Kirkfield

  • Risk band: Elevated — driven by 1½-storey builds and long eaves.
  • Typical fix in Kirkfield: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Kirkfield through March.
  • Free 30-minute attic + roof assessment for Kirkfield homeowners this winter.
Kawartha Lakes

Coboconk

  • Risk band: Moderate — driven by 1½-storey builds and long eaves.
  • Typical fix in Coboconk: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Coboconk through March.
  • Free 30-minute attic + roof assessment for Coboconk homeowners this winter.
Kawartha Lakes

Norland

  • Risk band: Moderate — driven by 1½-storey builds and long eaves.
  • Typical fix in Norland: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Norland through March.
  • Free 30-minute attic + roof assessment for Norland homeowners this winter.
Kawartha Lakes

Dunsford

  • Risk band: High — driven by 1½-storey builds and long eaves.
  • Typical fix in Dunsford: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Dunsford through March.
  • Free 30-minute attic + roof assessment for Dunsford homeowners this winter.
Kawartha Lakes

Sturgeon Point

  • Risk band: Elevated — driven by 1½-storey builds and long eaves.
  • Typical fix in Sturgeon Point: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Sturgeon Point through March.
  • Free 30-minute attic + roof assessment for Sturgeon Point homeowners this winter.
Kawartha Lakes

Bethany

  • Risk band: Moderate — driven by 1½-storey builds and long eaves.
  • Typical fix in Bethany: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Bethany through March.
  • Free 30-minute attic + roof assessment for Bethany homeowners this winter.
Kawartha Lakes

Pontypool

  • Risk band: Elevated — driven by 1½-storey builds and long eaves.
  • Typical fix in Pontypool: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Pontypool through March.
  • Free 30-minute attic + roof assessment for Pontypool homeowners this winter.
Kawartha Lakes

Cameron

  • Risk band: Moderate — driven by 1½-storey builds and long eaves.
  • Typical fix in Cameron: attic air-sealing + R-60 top-up, plus heat cable on the north-facing eave.
  • Emergency steam removal available same-day across Cameron through March.
  • Free 30-minute attic + roof assessment for Cameron homeowners this winter.

FAQ — Ice Dam Risk in Kawartha Lakes

Are ice dams covered by insurance in Kawartha Lakes?+

Most Ontario policies cover the interior water damage from an ice dam but not the ice dam itself, and repeated claims can trigger non-renewal. Fixing the root cause (insulation + venting) is usually cheaper than one deductible.

Will heat cable alone stop ice dams?+

No. Heat cable is a symptom manager. Without attic air-sealing and proper insulation, dams will still form above the cable. Use it as a supplement, not a fix.

How fast can you respond to an active ice dam?+

Same-day emergency steam removal across Kawartha Lakes. Do not chip ice with hammers or use rock salt on the roof — both void most shingle warranties.

What R-value should my attic be?+

Ontario's current target is R-60. Anything under R-40 is a strong ice-dam predictor.

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